Insurance options to consider based on your commercial property

With dozens of different commercial insurance add-ons, you as a business owner can tailor from your insurance protection in order to make sure you have the right coverage for your unique needs. At Cross Creek Insurance, we want to make sure your Hope Hills NC business has the right protection not only for your needs but for your budget. That is why you need to take into consideration these different insurance options based on your commercial property needs. 

Property Insurance

Commercial property insurance protects what is inside of your property. While you may have coverage for the building itself, property insurance covers the equipment, stock, and other goods within your properly in the event of a storm, fire or theft. Just make sure to consult your insurance provider to see if the property insurance covers flooding. If not, you may need to invest in a secondary form of coverage regarding flooding. 

Business Owner’s Policy

Also known as a BOP, this is an umbrella coverage that provides added protection for vehicle coverage, liability insurance, and crime insurance. Different BOP insurance policies have different forms of protection and cover different elements of the business. 

Data Breach Insurance

Whether you store your company files on a hard drive, server or you maintain paper records, if the information is stolen you may be liable for any of your customer’s information used. Data Breach Insurance protection ensures you are covered in this event. 

At Cross Creek Insurance, we understand your business is unique. As no two businesses have the exact same needs you will need insurance coverage specific to your needs. Whether you are located in Hope Hill NC or somewhere in the surrounding area, we are here to assist you every step of the way.