Things To Consider When Buying a Vehicle as a Gift

Vehicles are a crucial and almost necessary part of modern life, and for this reason many people consider a vehicle as a very thoughtful gift that could impact someone’s entire life. However, there is more involved than simply the exchange of keys and a title when you give someone a vehicle as a gift. Here are a few things to consider before giving a vehicle as a gift.

Residual Costs

You should remember that there is more cost to the vehicle than just the vehicles price. There will be annual tags, taxes and insurance. You should consider whether or not the individual to whom you are giving the gift will be able to maintain these other yearly costs. Repairs and maintenance  can also vary from model to model. Some cars are much less expensive to maintain and repair than others. Factors these costs in when choosing a gift vehicle.


Because the bulk of tax paperwork must be filed in the name of the recipient, not the purchaser, it is necessary for the purchaser and recipient to work together to get all of the correct information filed with the state and country in which the car will be registered. There are strict rules which vary from state to state concerning whom may hold the registration and under whose name the insurance must be filed. Be sure to do your homework so that you are in compliance with all applicable laws.


Regardless of who buys the vehicle gift and who receives it, insurance is paramount to legal driving and operation of the vehicle. Be sure that insurance arrangements are made quickly, so that there is no lapse in coverage or temptation to operate the vehicle uninsured. Make the title, registration and insurance are all under the correct name to avoid any confusion in the event of an accident.  

If you have further insurance questions please contact Cross Creek Insurance now serving Hope Hill, NC.

How Independent Insurance Agents Can Help Finding The Right Insurance Coverage For You

Independent insurance agents can make your life a lot easier, if you allow them to. They know about the industry and have spent a lot of time researching the different insurance companies and what they all offer. They have that ability to explain coverage, obtain the best discounts for you, and much more.

Instead of having to navigate through the complexity of insurance on your own over the Internet, you can work with an insurance agent who is going to help you every step of the way. Agents are often the pillars of the community and have your best interest in mind. They want to help you save money, and know how to accomplish this.

Whether you need insurance for your home, your car, or anything else, they can make sure that you have coverage that you can depend on. They will tell you what’s out there, what’s required in North Carolina, and show you what is going to fit your needs the most.

Insurance is a must to provide protection. It isn’t something you want to guess at. It could be very easy to spend a lot of money on insurance and there are affordable premiums out there – you just have to know how to get them.

Independent insurance agents are your gateway to getting the right insurance coverage. Let them help you with the options, the quotes, and everything else. This way, you can enjoy peace of mind knowing that you have sufficient and affordable coverage in place for all aspects of your life.

At Cross Creek Insurance we have friendly and experienced independent insurance agents to help you find a policy you can rely on in Hope Hills. Call now and let us help you every step of the way so that you’re not left alone.