Our pets are like family and for many, it is a gamble to get them into the car. There are some that worry that their pets are not covered it the event of an accident. For those in the Hope Hills, NC area, the agents with Cross Creek Insurance can help you to understand just what your pets are covered for.
For the most part, pets are covered to a certain extent on all auto policies without your having to buy any extra coverage. What this means is that injury to pets is covered up to $1,000 for bills to the vet but this is not going to cover the cost of all the bills in the event of very serious injury. If your pet is just in need of a check up after an accident, the built in coverage will be enough to serve your needs. If your pet is seriously injured you are going to have to pay the remainder of the bill out of pocket.
Overall, if you have pets that travel with you in the car once or twice every few months, you are likely not going to need a huge policy to cover them. If they ride with you often, however, your risk of them being injured in an accident is much higher and you likely need more coverage. For those that have their pets in the car often, it may be beneficial to take out an extra umbrella of coverage to take care of them. You can purchase extra coverage through your auto policy or you can purchase a separate pet policy that covers your pet both in the car and at home. For those in the Hope Hills, NC area, the agents with Cross Creek Insurance can help you to cover your pets.
Home insurance is something that all homeowners should have and it covers a wide range of things. For the most part, home insurance covers the typical issues that might pop up here and there, but there are also some pretty strange things that it covers. For those that live in the Hope Hills, NC area, the agents with Cross Creek Insurance can tell you just what your policy covers.
Aside from your typical fire and burst pipes coverage, most policies have what is called an open peril policy that covers the cost of things that fall from the sky. This means things like plane parts, meteors, and any other object that might fall from the sky to land on your home. Another clause that most policies have is to cover volcano eruptions. This only covers damage from the volcano, however, not from any associated earthquakes.
Your homeowner’s policy may also help cover reward money if your home is broken into and you want to offer a reward. On top of all that, your policy may also cover the cost of clean up for any unattended death, murder, suicide, or another major injury in the home. This is not something that every single policy has but rather something that many have. If you are curious, you should contact your agent to see if your policy covers it. Lastly, your policy may cover tombstones if they are damaged, cracked, or otherwise damaged by people playing pranks.
For those in the Hope Hills, NC area, the agents with Cross Creek Insurance can tell you just what strange things your policy covers and what you may want to add additional coverage for in order to be fully protected.