When you own a home, it’s vital that you have home insurance to cover both it and you. It provides a number of important protections that can save you financially if they are needed. In most cases, mortgage lenders require you to have this insurance. If they don’t, it’s still a smart idea to get this insurance to stay protected against a wide range of risks that can occur. To find out more, call us at Cross Creek Insurance in Hope Hills, NC.
Protection for Your House
One of the most important protection types with a home insurance policy is the protection for the home itself. This coverage type is enough to rebuild the whole house if it becomes necessary after a major incident occurs. If a covered incident happens, such as certain disasters and accidents, your home policy can pay for the needed repairs to your home. This can be worth hundreds of thousands of dollars, depending on how much the repairs cost and what the home is worth. This is important coverage for all homeowners.
Protection for Your Possessions
All of your possessions that are inside the house add up to a lot of value, and your home policy protects those as well. It allows your home policy to pay to replace items that are damaged in covered incidents. In some cases, it may pay for repairs of items that can be salvaged. This type of coverage is needed because of the large cost of all of your items when you add them together, and it could be excessively expensive for you to replace them all without this coverage.
Get Your Home Protected
To get your home insurance policy, give us a call now at Cross Creek Insurance in Hope Hills, NC to find out more about this coverage and to get started.