There are different types of endorsements available for commercial insurance policies in Hope Mills, NC. Depending on the type of business, you may need an automobile endorsement and if you run your business from your home, you may be able to purchase an endorsement with your homeowners policy to cover extra business costs.
Most business carry BOP or Business Owner Policy coverage on for commercial insurance. This plan covers property, lost production time, and basic liability. This policy does not cover vehicles used for business purposes. You will want to speak with an independent agent at Cross Creek to find an endorsement to add to your BOP plan that will protect your vehicles. You will also want to compare quotes and rates to find a plan that will fit your needs and your budget.
BOP insurance plans also do not cover professional liability. You need to purchase an endorsement that will protect your interests in the event you are sued. Business owners are expected to be proficient in their business, and they can be sued for negligence. A professional liability endorsement will take care of this type of protection. You may also want to speak with an independent agent if you work from home. Sometimes the most economical insurance choice is to add an endorsement to your homeowners policy.
If you are looking for options when purchasing commercial insurance in Hope Mills, NC, you need to speak with us about the endorsements available to make sure you have all of the coverage you need. Your business is important and protecting your investment is essential. Contact your independent agent at Cross Creek today.