Are you a licensed driver in the Hope Hills, NC area? If you need auto insurance, see the professionals at Cross Creek Insurance for the coverage you need.

Why is auto insurance important?

It is mandatory in 48 out of 50 states. Without proper insurance coverage, you would have to pay the penalty and risk losing your driving privileges.

Accidents can damage other vehicles or property belonging to a third party. An insurance policy can pay for the expenses that would otherwise need to be paid out of pocket.

Besides property and vehicle damage, an accident can cause personal injuries, which can be severe. A policy can cover personal injury, so you do not have to pay for the care of an individual who has suffered injuries you are responsible for.

There is also extra coverage available called riders. Some include zero depreciation, engine coverage, and roadside assistance. They expand the scope and benefits of your policy.

If your car is totaled or stolen, insurance will pay for the expense of a new car. An auto insurance policy has an IDV, an insured declared value, which is the amount that the insurance company will pay in case of a theft or total loss.

Several policies also offer coverage if your car is damaged due to a weather event or fire. If you live in an area with uncertain weather, a policy of this type is a must for the safety of your vehicle.

Car insurance covers not only the damage to your car, property, or others involved but also any legal fees if the case goes to court.

Make sure you are driving within the law. The Cross Creek Insurance company, serving the Hope Hills, NC area, can provide the coverage you need. Contact our office today. You will be glad you did.