If you’re a Hope Hills, NC homeowner with a she shed, you may wonder if your home insurance policy covers it. After all, it extends your home, so you probably want it covered in case of any damage. The good news is that most home insurance policies will cover she sheds. However, there are a few things you need to keep in mind.

What is a She Shed?

A she shed is basically a backyard shed that has been turned into a space for relaxation and creativity. They are becoming increasingly popular, especially among women who want a place to escape from the hustle and bustle of everyday life. She sheds can be decorated however you want and can be used for anything from reading and writing to crafting and gardening. 

Do I Need Insurance for My She Shed?

A She shed is usually a separate dwelling on your property. While it may not require its own insurance policy, notify your provider of the structure’s existence so they can ensure it’s covered in your existing homeowner’s policy. Also, look into what kind of protection against theft or vandalism exists for a she shed. For questions about your policy in Hope Hills, NC, contact your Cross Creek Insurance agent.

What Does Home Insurance Cover?

Home insurance policies typically cover damage from events like fires, storms, theft, and vandalism. Your home insurance would most likely cover the repairs if one of these events damaged your she shed. However, there are some exceptions. For example, if something specifically excluded in your policy caused damage, like termites or wear and tear, most policies won’t cover it.

In short, most home insurance policies will cover she sheds. If you have questions about your policy or what it covers, contact Cross Creek Insurance. We’re always happy to help!