If a minor child who does not have a driver’s license is involved in a fatal accident, while driving a friend’s car, can their parents’ insurance company be sued?

It is always tragic when a minor child is involved in a fatal accident. When that child does not have a driver’s license and is driving a car in Hope Hills, NC, it can be more difficult for grieving parents to understand. Depending on the reasons for the accident, parents may or may not be able to take the owner of the vehicle to court for wrongful death.

Cause of the Accident

In general, the cause of the accident will play a role in the legal actions that a parent can take. For example, if the teen was driving because another individual was sick or injured, then the situation may provide a good reason for that minor to be behind the wheel. On the other hand, taking a car out for fun may be nothing more than a foolish gamble.

Children with a Permit

Any time that a minor with a permit is driving, an adult should be in the front seat. If parents have given permission for their teen to drive a friend’s car while they are learning to drive, then they may not be able to make a claim for wrongful death.

Ultimately, a fatal accident is a tragedy that does not have any legal solution. Parents may not be able to make a claim of wrongful death or other charges if the teen was driving with their permission or in an emergency situation.

It is difficult to discover that a loved one has died in an accident, but it is more challenging when the individual involved was young and should not have been driving. Contact us to talk to an agent for more information about making a claim on an insurance policy.