Are you the owner of a new vehicle? Do you get behind the wheel regularly? If you said yes, you probably realize auto insurance is crucial and necessary. Auto insurance has a special mission: it offers drivers and car owners safety and financial security on the road. If you are looking for auto insurance in 2024, you may have certain questions. Look at the answers to some of them:

How much coverage should you get?

Several factors determine the amount of coverage. They include the unique features and characteristics of your vehicle and your personal needs. In general, it is recommended to have comprehensive coverage, collision coverage, and underinsured/uninsured motorist coverage. 

What does standard auto insurance cover?

It depends on the coverage you choose. The state minimum covers property damage and injury-related expenses. The minimum coverage may not necessarily cover you and your car. That is why you may need to purchase additional protection. 

How different are comprehensive and collision coverage? 

They are absolutely different, and their main difference is what they cover. Thus, comprehensive coverage covers situations not related to collisions and road accidents. It could be vandalism, theft, natural disasters, and more. Collision coverage covers a vehicle if it gets damaged in an actual accident. 

Are you a driver residing in Hope Hills, NC, or any other town in North Carolina? Are you searching for an agency that will help with auto insurance? Stop looking – Cross Creek Insurance is exactly what you need. Our team will answer your questions and help you get the perfect plan. Call us today or visit our website.