{"id":409,"date":"2019-07-31T02:00:00","date_gmt":"2019-07-31T14:00:00","guid":{"rendered":"https:\/\/www.crosscreekinsurance.com\/blog\/?p=409"},"modified":"2019-08-01T12:32:35","modified_gmt":"2019-08-01T18:32:35","slug":"does-a-single-accident-make-your-policy-cost-increase-significantly","status":"publish","type":"post","link":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/","title":{"rendered":"Does A Single Accident Make Your Policy Cost Increase Significantly?"},"content":{"rendered":"<p>When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an&nbsp;accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost.&nbsp;<\/p>\n<p><strong>How An Accident Effects Policy Premiums And Cost<\/strong><\/p>\n<p>If you are in an accident, you will likely see an impact to your premiums and the cost to reestablish your policy at the end of the term. Even if the accident is minor, it can have a major impact on your ability to secure a policy from certain insurance providers and may also make the cost of the policy increase significantly. The best way to find out how an accident will impact you personally is to consult with an experienced insurance agent.&nbsp;<\/p>\n<p><strong>Finding A Cost-Effective Auto Policy&nbsp;<\/strong><\/p>\n<p>If you have had a recent accident in the last few years, you may face issues with finding a policy that stays within your budget. However, with the assistance of a skilled insurance agent, you can discover options that fit your needs and keep your costs to a minimum. If you are living in or near the Hope Hills, NC area, you can count on Cross Creek Insurance to give you plenty of cost-effective auto insurance options that help you stay compliant and protect you while you are on the open road or even parked at home.<\/p>\n<p>Establishing good insurance protection can also largely depend on the provider and the agents they have serving their clients. If you would like to speak with an agent about your options, call or stop by Cross Creek Insurance, serving the residents of Hope Hills, NC.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an&nbsp;accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost.&nbsp; How An Accident Effects [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[145,146],"class_list":["post-409","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-cross-creek-insurance","tag-hope-hills-nc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"cross creek insurance,hope hills nc\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Cross Creek Insurance, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-07-31T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2019-08-01T18:32:35+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.\" \/>\n\t\t<meta name=\"twitter:description\" content=\"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#article\",\"name\":\"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.\",\"headline\":\"Does A Single Accident Make Your Policy Cost Increase Significantly?\",\"author\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2019-07-31T02:00:00-06:00\",\"dateModified\":\"2019-08-01T12:32:35-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Cross Creek Insurance, Hope Hills NC\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#listItem\",\"name\":\"Does A Single Accident Make Your Policy Cost Increase Significantly?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#listItem\",\"position\":3,\"name\":\"Does A Single Accident Make Your Policy Cost Increase Significantly?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/#organization\",\"name\":\"Insurance Blog | Cross Creek Insurance, Inc.\",\"url\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#webpage\",\"url\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/\",\"name\":\"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.\",\"description\":\"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/does-a-single-accident-make-your-policy-cost-increase-significantly\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2019-07-31T02:00:00-06:00\",\"dateModified\":\"2019-08-01T12:32:35-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/\",\"name\":\"Insurance Blog | Cross Creek Insurance, Inc.\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.crosscreekinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.","description":"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects","canonical_url":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/","robots":"max-image-preview:large","keywords":"cross creek insurance,hope hills nc","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#article","name":"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.","headline":"Does A Single Accident Make Your Policy Cost Increase Significantly?","author":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/#organization"},"datePublished":"2019-07-31T02:00:00-06:00","dateModified":"2019-08-01T12:32:35-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#webpage"},"isPartOf":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#webpage"},"articleSection":"Auto Insurance, Cross Creek Insurance, Hope Hills NC"},{"@type":"BreadcrumbList","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.crosscreekinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.crosscreekinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.crosscreekinsurance.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#listItem","name":"Does A Single Accident Make Your Policy Cost Increase Significantly?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.crosscreekinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#listItem","position":3,"name":"Does A Single Accident Make Your Policy Cost Increase Significantly?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/#organization","name":"Insurance Blog | Cross Creek Insurance, Inc.","url":"https:\/\/www.crosscreekinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.crosscreekinsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#webpage","url":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/","name":"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.","description":"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/#breadcrumblist"},"author":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2019-07-31T02:00:00-06:00","dateModified":"2019-08-01T12:32:35-06:00"},{"@type":"WebSite","@id":"https:\/\/www.crosscreekinsurance.com\/blog\/#website","url":"https:\/\/www.crosscreekinsurance.com\/blog\/","name":"Insurance Blog | Cross Creek Insurance, Inc.","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.crosscreekinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Insurance Blog | Cross Creek Insurance, Inc. |","og:type":"article","og:title":"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.","og:description":"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects","og:url":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/","article:published_time":"2019-07-31T14:00:00+00:00","article:modified_time":"2019-08-01T18:32:35+00:00","twitter:card":"summary","twitter:title":"Does A Single Accident Make Your Policy Cost Increase Significantly? | Insurance Blog | Cross Creek Insurance, Inc.","twitter:description":"When it comes to auto insurance, many factors may influence the amount of the policy and its premiums. One of the primary factors in an accident and citation history. Each time an incident is reported, it is going to influence your ability to obtain coverage and the amount the policy will cost. How An Accident Effects"},"aioseo_meta_data":{"post_id":"409","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:38:34","updated":"2025-06-04 12:12:00","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.crosscreekinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.crosscreekinsurance.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDoes A Single Accident Make Your Policy Cost Increase Significantly?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.crosscreekinsurance.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.crosscreekinsurance.com\/blog\/category\/auto-insurance\/"},{"label":"Does A Single Accident Make Your Policy Cost Increase Significantly?","link":"https:\/\/www.crosscreekinsurance.com\/blog\/does-a-single-accident-make-your-policy-cost-increase-significantly\/"}],"_links":{"self":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/409","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=409"}],"version-history":[{"count":1,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/409\/revisions"}],"predecessor-version":[{"id":410,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/409\/revisions\/410"}],"wp:attachment":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=409"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}