{"id":377,"date":"2018-12-27T03:00:00","date_gmt":"2018-12-27T15:00:00","guid":{"rendered":"https:\/\/www.crosscreekinsurance.com\/blog\/?p=377"},"modified":"2018-12-27T15:49:59","modified_gmt":"2018-12-27T21:49:59","slug":"must-have-business-insurance-products-every-startup-needs","status":"publish","type":"post","link":"https:\/\/www.crosscreekinsurance.com\/blog\/must-have-business-insurance-products-every-startup-needs\/","title":{"rendered":"Must-Have Business Insurance Products Every Startup Needs"},"content":{"rendered":"<p>As an aspiring entrepreneur,&nbsp;the to-do list&nbsp;is endless when&nbsp;planning&nbsp;your&nbsp;Hope Hills, NC&nbsp;startup business.&nbsp;Not surprisingly,&nbsp;significant aspects of&nbsp;your new&nbsp;endeavor&nbsp;can&nbsp;be&nbsp;overlooked.&nbsp;Protecting your new business is crucial, so one&nbsp;of the most important things&nbsp;to consider&nbsp;is evaluating what types&nbsp;of insurance your startup&nbsp;might need to&nbsp;in order to keep you and&nbsp;your assets protected.&nbsp;<\/p>\n<p>The types of insurance you will need for your startup depend on the type of business or industry you run. Here are some of the common insurance products&nbsp;Cross Creek Insurance recommends you consider&nbsp;when evaluating which insurance policies your new company should have in place.&nbsp;<\/p>\n<h3>General Liability Insurance&nbsp;<\/h3>\n<p>&nbsp;Professional Indemnity Insurance&nbsp;<\/p>\n<p>This&nbsp;type of insurance covers your&nbsp;business against claims of slander or libel, theft of intellectual property, sharing&nbsp;confidential information, and more, and is essential if you are working with partners.&nbsp;<\/p>\n<h3>Automobile Insurance&nbsp;<\/h3>\n<p>If you have a company vehicle or use your own to conduct work-related tasks, you will need both personal and commercial insurance, regardless of whether you use one vehicle or maintain&nbsp;a&nbsp;fleet.&nbsp;&nbsp;<\/p>\n<h3>Worker&rsquo;s Compensation&nbsp;<\/h3>\n<p>If&nbsp;you have employees, you must have Worker&rsquo;s&nbsp;Compensation. This insurance covers potential employee medical bills and time away from work if they are injured at your workplace or while on the job.&nbsp;&nbsp;<\/p>\n<h3>Professional Liability Insurance&nbsp;<\/h3>\n<p>This form of insurance covers you&nbsp;if you fail to provide contracted services or render them improperly.&nbsp;&nbsp;&nbsp;<\/p>\n<h3>Do I Need All of These?&nbsp;<\/h3>\n<p>Most startup businesses will not initially need all of these types of insurance but may grow into them. Some startups may require specialized insurance such as Data Breach or if you work from home, homeowners or&nbsp;renters&nbsp;insurance. To find out which specific types of insurance your startup needs, call the Hope Hills, NC insurance experts at Cross Creek Insurance today.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As an aspiring entrepreneur,&nbsp;the to-do list&nbsp;is endless when&nbsp;planning&nbsp;your&nbsp;Hope Hills, NC&nbsp;startup business.&nbsp;Not surprisingly,&nbsp;significant aspects of&nbsp;your new&nbsp;endeavor&nbsp;can&nbsp;be&nbsp;overlooked.&nbsp;Protecting your new business is crucial, so one&nbsp;of the most important things&nbsp;to consider&nbsp;is evaluating what types&nbsp;of insurance your startup&nbsp;might need to&nbsp;in order to keep you and&nbsp;your assets protected.&nbsp; The types of insurance you will need for your startup depend on the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[145,146],"class_list":["post-377","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-cross-creek-insurance","tag-hope-hills-nc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=377"}],"version-history":[{"count":1,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/377\/revisions"}],"predecessor-version":[{"id":378,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/377\/revisions\/378"}],"wp:attachment":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}