{"id":207,"date":"2016-04-27T07:30:00","date_gmt":"2016-04-27T19:30:00","guid":{"rendered":"http:\/\/www.crosscreekinsurance.com\/blog\/?p=207"},"modified":"2016-04-25T11:56:46","modified_gmt":"2016-04-25T17:56:46","slug":"what-to-keep-in-your-car","status":"publish","type":"post","link":"https:\/\/www.crosscreekinsurance.com\/blog\/what-to-keep-in-your-car\/","title":{"rendered":"What you need in your car to avoid fender bender fraud"},"content":{"rendered":"<p>Fender bender fraud is on the rise again in the United States.&nbsp; This classic scam, in which a team of scam artists work together to create an accident, then bill you and your insurance company for thousands of dollars in made up damages, can cost you a lot of money and time.&nbsp; Fortunately, there are things you can do to protect yourself.<\/p>\n<p>One of the most important things you can do is keep a kit in your car that contains everything you need to deal with a minor accident.&nbsp; Make sure you have these items readily available.<\/p>\n<ol>\n<li>Important paperwork.&nbsp; Your license, vehicle registration, and proof of insurance are all required in the state of North Carolina.&nbsp; Make sure you have these available to show a police officer after an accident.&nbsp; Many times, scam artists will try to convince their victims to keep the accident out of official records.&nbsp; By having these documents, you&rsquo;ll be prepared to deal with the police.<\/li>\n<li>Camera.&nbsp; The camera on your cell phone can work if it takes good pictures.&nbsp; Documenting the damage to both cars is a good way to present proof to your insurance agent later of the actual damages that occurred as a result of the accident.<\/li>\n<li>First aid kit.&nbsp; More important than the physical damage to property is the health tool that these scams take on their victims.&nbsp; Be prepared by carrying some basic first aid items in your car such as bandages and tweezers. &nbsp;<\/li>\n<\/ol>\n<p>Of course, it&rsquo;s also important for residents of Hope Hills, NC to be prepared for minor accidents with good auto insurance.&nbsp; Contact the agents at Cross Creek Insurance to get a policy that gives you enough coverage to protect yourself from these scams.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fender bender fraud is on the rise again in the United States.&nbsp; This classic scam, in which a team of scam artists work together to create an accident, then bill you and your insurance company for thousands of dollars in made up damages, can cost you a lot of money and time.&nbsp; Fortunately, there are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-207","post","type-post","status-publish","format-standard","hentry","category-auto-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/207","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=207"}],"version-history":[{"count":1,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/207\/revisions"}],"predecessor-version":[{"id":208,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/207\/revisions\/208"}],"wp:attachment":[{"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=207"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=207"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crosscreekinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}