Commercial Insurance in North Carolina
If you're a business owner, then you know just how much work there is to be done; you've got clients or customers to take care of, paperwork to keep up with and marketing to help bring in more business. There's not much time for doing all those important tasks like accounting and finding insurance policies. At Cross Creek Insurance, Inc., we can help you with the latter; we're here to help you understand your business and point you to the right insurance solutions for your business. Among the types of insurance that your business might need are:
North Carolina Commercial Auto Insurance
If you have a business vehicle, it needs to be insured just like your personal one. Depending on the type of vehicle and its use, you may need to have liability, comprehensive, collision, medical payments and under-insured and uninsured motorist coverage. Once we know about your business, we can advise you the best policy for your business.
North Carolina Commercial General Liability Insurance (CGL)
Businesses that have customers come to them, like child care centers, fitness centers and coffee shops, need to have CGL policy to protect their assets if anyone gets injured while on-site. If you get involved in a lawsuit, this could cost tens of thousands of dollars, and this policy will help protect you financially should such an issue arise.
North Carolina Commercial Property Insurance
You never know when a disaster will happen and destroy or damage your inventory, equipment, buildings or property. We'll help you get compensation so that you can rebuild your business without having to start all over, or go deep into debt.
North Carolina Workers Compensation
If you have employees, you'll need workers compensation so that they are protected in the event of a workplace injury. An agent at Cross Creek Insurance, Inc. can inform you of the most current laws in the state of North Carolina and make sure you buy the proper amounts of workers compensation for your team members.
North Carolina Business Owner Package (BOP)
A business owner package bundles individual policies, such as property and liability and business interruption coverage, at a lower cost than if they're purchased on their own, and it also ensures that your business is well-insured.
If you're in the Hope Mills, Raeford or Fayetteville areas, contact us at Cross Creek Insurance, Inc. today. As your local independent agency, we're always on hand to answer your questions.